{"id":691,"date":"2020-07-16T06:36:00","date_gmt":"2020-07-16T13:36:00","guid":{"rendered":"https:\/\/bradschauf.com\/blog\/?p=691"},"modified":"2020-07-16T06:36:00","modified_gmt":"2020-07-16T13:36:00","slug":"freeze-your-credit-reports","status":"publish","type":"post","link":"https:\/\/bradschauf.com\/blog\/freeze-your-credit-reports\/","title":{"rendered":"Freeze your Credit Reports!"},"content":{"rendered":"\n

I had a friend of mine almost have his identity stolen. They started by retrieving his credit report. Freeze your reports so you control them, its free!<\/p>\n\n\n\n

Think about that – your credit report is like a roadmap of your financial life, what a wonderful place to start stealing an identity! It is literally a list of the things you have done financially. You want to control who can see it and when.<\/p>\n\n\n\n

The three major credit agencies will allow you to freeze your report once you prove who you are. Keep them frozen and only unfreeze them when you are applying for credit. Yes, its a pain to have to unfreeze your report, but is very easy to do. Now, each agency will try to get you to upgrade to this or that plan to “lock” your report. That is up to you – you don’t have to pay anything however to freeze<\/strong> your report. <\/p>\n\n\n\n

When you register at the credit agency sites below, please make sure you use a different password for each profile<\/strong>. A great way to do this is to use a password manager. I recommend 1Password https:\/\/1password.com<\/a> myself. Having very long and random passwords for everything is easy to do with 1Password and you can access it from any of your devices. There is no better security, its easy and keeps you safe. <\/p>\n\n\n\n

Here is a list of the three major agencies and the links where you can start your freeze. Each may have different requirements, so have a place to track PIN numbers, passwords and usernames (oh my). A password manager is a great place for that!<\/p>\n\n\n\n

Equifax<\/strong> – https:\/\/www.freeze.equifax.com<\/a><\/p>\n\n\n\n

Experian<\/strong> – https:\/\/www.experian.com\/freeze\/center.html<\/a><\/p>\n\n\n\n

TransUnion<\/strong> – https:\/\/service.transunion.com\/dss\/dashboard.page<\/a><\/p>\n\n\n\n

Good luck and be safe!<\/p>\n","protected":false},"excerpt":{"rendered":"

I had a friend of mine almost have his identity stolen. They started by retrieving his credit report. Freeze your reports so you control them, its free! Think about that – your credit report is like a roadmap of your financial life, what a wonderful place to start stealing an identity! It is literally a … <\/p>\n

Continue reading “Freeze your Credit Reports!”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[23],"tags":[],"class_list":["post-691","post","type-post","status-publish","format-standard","hentry","category-security"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p8MROt-b9","jetpack-related-posts":[{"id":497,"url":"https:\/\/bradschauf.com\/blog\/elk-hunt-day\/","url_meta":{"origin":691,"position":0},"title":"Elk Hunt – Day ?","author":"bradschauf","date":"October 22, 2018","format":false,"excerpt":"Here is my office view this morning.... Still no Elk to report. Taking a lot of nice long walks with a rifle however.","rel":"","context":"In "Hunting"","block_context":{"text":"Hunting","link":"https:\/\/bradschauf.com\/blog\/category\/hunting\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/th000162.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/th000162.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/th000162.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/th000162.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/th000162.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/th000162.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":366,"url":"https:\/\/bradschauf.com\/blog\/ne-day-6-departing-guatemala\/","url_meta":{"origin":691,"position":1},"title":"NE Day 6 – Departing Guatemala","author":"bradschauf","date":"October 1, 2018","format":false,"excerpt":"Woke up early and had a nice \"drip\". Won't say it was a shower because for me that implies some semblance of pressure and even heat. It did end up warming in the end so I suppose I know what a shower would be like in a jungle. We checked\u2026","rel":"","context":"In "Guatemala"","block_context":{"text":"Guatemala","link":"https:\/\/bradschauf.com\/blog\/category\/guatemala\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7053.jpg?fit=1200%2C900&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7053.jpg?fit=1200%2C900&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7053.jpg?fit=1200%2C900&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7053.jpg?fit=1200%2C900&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7053.jpg?fit=1200%2C900&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":438,"url":"https:\/\/bradschauf.com\/blog\/ne-day-11-la-paz-to\/","url_meta":{"origin":691,"position":2},"title":"NE Day 11 – La Paz to Loreto","author":"bradschauf","date":"October 6, 2018","format":false,"excerpt":"So, little tip when booking a Mexican cargo ship. Do not trust the time estimates. 14 hours has come and gone and we are looking at more like 24 to 28 hours on board. We had rough seas last night as there are no provisions for stabilizers on cargo ships.\u2026","rel":"","context":"In "Guatemala"","block_context":{"text":"Guatemala","link":"https:\/\/bradschauf.com\/blog\/category\/guatemala\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7456.jpg?fit=1200%2C900&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7456.jpg?fit=1200%2C900&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7456.jpg?fit=1200%2C900&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7456.jpg?fit=1200%2C900&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bradschauf.com\/blog\/wp-content\/uploads\/2018\/10\/img_7456.jpg?fit=1200%2C900&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":537,"url":"https:\/\/bradschauf.com\/blog\/go-vote\/","url_meta":{"origin":691,"position":3},"title":"Go Vote","author":"bradschauf","date":"November 6, 2018","format":false,"excerpt":"I stole this from somewhere but I like it. Vote Republican. We Right-thinking people have tried dignity. There could not have been a man of more quiet dignity than George W. Bush as he suffered the outrageous lies and politically motivated hatreds that undermined his presidency. We tried statesmanship. Could\u2026","rel":"","context":"In "Politics"","block_context":{"text":"Politics","link":"https:\/\/bradschauf.com\/blog\/category\/politics\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":676,"url":"https:\/\/bradschauf.com\/blog\/america-coronavirus-and-socialism\/","url_meta":{"origin":691,"position":4},"title":"America, Coronavirus and Socialism","author":"bradschauf","date":"March 15, 2020","format":false,"excerpt":"This isn\u2019t my post, found it on the inter-web. I try not to live under a rock, however, I also try my best to pay attention to my surroundings. Our Government is under attack from within. 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